Michael Thompson writes the US health insurance coverage at HealthCoachJP.org marketplace and employer plans, small-business coverage, COBRA, liability policies for health practitioners, and the costs behind all of them. He is a writer, not a licensed agent or broker.
What He Covers
- Marketplace, employer and individual health plans, and how to compare them on total cost rather than premium alone
- Small business health insurance SHOP tax credits, the 50-FTE mandate, ICHRA and QSEHRA, level-funded plans
- COBRA, catastrophic cover and senior coverage decisions
- Professional liability insurance for health and wellness practitioners
- What plan documents actually say deductibles, out-of-pocket maximums, networks and the exclusions that surprise people at claim time
How He Sources
Figures come from KFF, CMS, the IRS, the Department of Labor and the NAIC. Every number is dated in the article, because premiums, contribution caps and tax credits change annually and a stale figure is worse than none. Carriers are named only where they actually write the line of business being discussed.
What He Is Not
Michael is a writer, not a licensed insurance agent, broker, tax advisor or attorney. Nothing here is personalized financial, tax or insurance advice, and no article should be used as the sole basis for choosing or dropping a policy. Confirm coverage details with the carrier and check your own plan documents before deciding.
Selected Articles
- Small Business Health Insurance: Costs, Plans and Tax Credits
- Esthetician Liability Insurance: Cost, Coverage & Requirements
- Health & Life Insurance Guide
Read about the wider team and our sourcing rules on the editorial team page.
All content on HealthCoachJP.org is for general informational and educational purposes only. It does not constitute professional insurance, financial, tax or legal advice, and our writers do not hold professional licenses in these f