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Knee Replacement Surgery Cost Without Insurance: What You Can Actually Control

Michael Thompson -
A total knee replacement costs $30,000 to $60,000 without insurance — but the facility you choose, a Good Faith Estimate and hospital charity care can change that figure more than any negotiation.

Medicaid Explained: Eligibility, the Coverage Gap and Work Requirements

Michael Thompson -
Medicaid eligibility, the coverage gap in ten non-expansion states, and the new federal work requirements — including the reason most coverage losses are expected to come from paperwork rather than from not working.

Medicare Explained: Parts A, B, C and D, Costs and Deadlines

Michael Thompson -
Medicare Parts A, B, C and D explained with 2026 costs — plus the gap most guides skip: Original Medicare has no out-of-pocket maximum, and the one-time Medigap window that decides how reversible your choice is.

ACA Metal Tiers Explained: Bronze, Silver, Gold and Platinum

Michael Thompson -
Bronze, silver, gold and platinum explained — what actuarial value really means, why cost-sharing reductions make silver the right answer under 250% FPL, and the 2027 out-of-pocket jump.

Anthem Health Insurance Plans: Coverage, States & Costs (2026)

Michael Thompson -
Discover 5 essential Anthem Health Insurance schemes. Get tips for informed decisions on your health coverage.
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Michael Thompson

Michael Thompson covers US health insurance for HealthCoachJP: marketplace and employer plans, small-business coverage, COBRA, liability policies for health practitioners, and the costs behind them. He works from KFF, CMS, IRS, DOL and NAIC data and dates every figure, because premiums, contribution caps and tax credits change annually. He is a writer, not a licensed insurance agent or tax advisor, and his articles are not personalized financial advice.
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