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Health and Life Insurance Guide: Coverage, Plans and How to Choose

Michael Thompson -
A guide to US health and life insurance organised by situation — job loss, self-employment, turning 30, employing staff, or wondering whether you still need life cover — plus what actually decides a plan's value.

Catastrophic Health Insurance in 2026: Who Qualifies Now

Michael Thompson -
Catastrophic plans stopped being an under-30 product in 2026: eligibility widened for adults over 30 who lost subsidy help, and all catastrophic plans became HSA-compatible on 1 January.

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