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Health and Life Insurance Guide: Coverage, Plans and How to Choose

Michael Thompson -
A guide to US health and life insurance organised by situation — job loss, self-employment, turning 30, employing staff, or wondering whether you still need life cover — plus what actually decides a plan's value.

Life Insurance for Seniors Over 60: Do You Actually Need It?

Michael Thompson -
Many people over 60 do not need life insurance. How to tell whether you do, what the four product types actually suit, and what to check before you buy anything.

Guaranteed Issue Life Insurance for Seniors: When It Makes Sense (and When It Doesn’t)

Michael Thompson -
Guaranteed issue life insurance accepts everyone, but it is the most expensive cover per dollar and almost always carries a two-year waiting period. When it is the right answer, and when simplified issue beats it.

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