HomeAuthorsPosts by Michael Thompson

Esthetician Liability Insurance: Cost, Coverage & Requirements (2026)

Michael Thompson -
What esthetician liability insurance covers, what it costs in 2026, and how to compare policies. Includes medical esthetician, California and new-graduate guidance.

Health and Life Insurance Guide: Coverage, Plans and How to Choose

Michael Thompson -
A guide to US health and life insurance organised by situation — job loss, self-employment, turning 30, employing staff, or wondering whether you still need life cover — plus what actually decides a plan's value.

Small Business Health Insurance: Costs, Plans and Tax Credits (2026)

Michael Thompson -
What small business health insurance actually costs in 2026, how the SHOP tax credit works, and when an ICHRA or QSEHRA beats a traditional group plan.

Ancillary Health Insurance Explained: What It Covers and How It Works

Michael Thompson -
Discover the comprehensive guide to ancillary health insurance and its 7 essential features. Get the coverage you need for a healthier future.

Bupa Health Insurance Explained: What UK Cover Includes and Excludes

Michael Thompson -
What Bupa UK private medical insurance covers and excludes, why the acute-versus-chronic line is the whole product, how moratorium and full medical underwriting differ, and why Niva Bupa in India is a different company.
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Michael Thompson

Michael Thompson covers US health insurance for HealthCoachJP: marketplace and employer plans, small-business coverage, COBRA, liability policies for health practitioners, and the costs behind them. He works from KFF, CMS, IRS, DOL and NAIC data and dates every figure, because premiums, contribution caps and tax credits change annually. He is a writer, not a licensed insurance agent or tax advisor, and his articles are not personalized financial advice.
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