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Catastrophic Health Insurance in 2026: Who Qualifies Now

Michael Thompson -
Catastrophic plans stopped being an under-30 product in 2026: eligibility widened for adults over 30 who lost subsidy help, and all catastrophic plans became HSA-compatible on 1 January.
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Michael Thompson

Michael Thompson covers US health insurance for HealthCoachJP: marketplace and employer plans, small-business coverage, COBRA, liability policies for health practitioners, and the costs behind them. He works from KFF, CMS, IRS, DOL and NAIC data and dates every figure, because premiums, contribution caps and tax credits change annually. He is a writer, not a licensed insurance agent or tax advisor, and his articles are not personalized financial advice.
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